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          Types of Financial Aid

          Review your options and discover the various types of financial aid available to students at Academy of Art University. Below you will find information on federal loans and grants, work study programs, alternative loan options, and more.

          Federal and State Aid

          Academy of Art University participates in the following programs:

          Undergraduate Students

          Federal AidType of Aid
          PELL GrantA Federal Pell Grant does not have to be repaid. The amount depends on your financial need as determined by the Department of Education, costs to attend school and status as a full time or part time student.
          SEOGGrant aide that does not have to be paid back
          Federal Work StudyFinancial Aid earned while working
          Direct Stafford LoansLoans from the government that must be paid back
          Direct Parent Plus LoansLoans that are taken out by parents of dependent students that must be paid back
          Veterans BenefitsAcademy of Art University is authorized by the Department of Veterans Affairs to certify eligible students for Veterans Benefits
          State AidType of Aid
          CAL GrantGrant aid awarded to California residents who meet certain financial and GPA requirements

          Graduate Students

          Federal AidType of Aid
          Federal Work StudyFinancial Aid earned while working
          Direct Stafford LoansLoans from the government that must be paid back
          Direct Graduate Plus LoansLoans that are taken out by Graduate students that must be paid back
          Veterans BenefitsAcademy of Art University is authorized by the Department of Veterans Affairs to certify eligible students for Veterans Benefits

          Grants

          Federal Pell Grant (Pell)

          Awarded to eligible undergraduate students (first BA/BS) and eligible education credential candidates seeking an initial credential who are enrolled in at least 6 units and are not concurrently admitted to a Master’s degree program.

          Federal Supplemental Educational Opportunity Grant (SEOG)

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          Loans

          Undergraduate and post-baccalaureate students receiving loans must be enrolled half-time to be eligible.

          Federal Direct Subsidized and Unsubsidized Stafford Loans

          Subsidized loans are available to undergraduate students with financial need. No interest is charged on a subsidized loan while the student is in school.

          Unsubsidized loans are available to all students regardless of income, less any subsidized amount received. Students are responsible for the interest that will accrue on an unsubsidized loan while in school.

          Additional information about repayment, deferment and consolidation of these loans can be found at the Direct Loans web site.

          Parent PLUS Loans (for parents)

          Federal Direct PLUS Loans are available to parents and stepparents of dependent students. Borrowers must meet credit history and debt burden requirements. Repayment is amortized over 10 years.

          Federal Direct Graduate (Grad) PLUS Loan

          Federal Direct Grad PLUS loans are available to Master’s students who are enrolled at least half-time. A credit check is required to determine if the borrower has an adverse credit history. Please contact the Financial Aid Office for more information.

          State Aid

          California Grants (Cal Grants)

          The California Student Aid Commission makes new awards to eligible undergraduate students (based on financial need and GPA) who are California residents, who are enrolled in a minimum of six units, and who meet the application-filing deadline of March 2 (California Grants A and B.) These grants are renewable.

          Please visit the Cal Grant website for more information.

          If you attended an out-of-state high school and are now a resident of the state of California and wish to be considered for a Cal Grant award, please complete the Cal Grant GPA Verification Form and submit it to the Office of the Registrar (registrar@academyart.edu) before the application-filing deadline of March 2.

          Federal Loan Interest Rates

          Congress has passed and the President has signed the Bipartisan Student Loan Certainty Act of 2013 which ties federal student loan interest rates to financial markets. Under this Act, interest rates will be determined each June for new loans being made for the upcoming award year, which runs from July 1 to the following June 30. Each loan will have a fixed interest rate for the life of the loan.

          Loan TypeLoan first Disbursed on or After 7/1/18 and before 7/1/19
          Direct Subsidized/Unsubsidized Loans (Undergraduate Students)Fixed at 5.05%
          Direct Unsubsidized Loans (Graduate or Professional Students)Fixed at 6.6%
          Direct PLUS Loans (Parents and Graduate or Professional Students)Fixed at 7.6%

          Note: The interest rates for federal student loans are determined by federal law. If there are future changes to federal law that affect federal student loan interest rates, we will update this page to reflect those changes.

          Alternative Loans

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           ElmSelect for more information and a list of loans and lenders currently available. We encourage you to contact these loan providers to see what options are available to you. Should you have any questions or wish to receive assistance, please contact us at 1-415-618-6300 (new students) or 1-415-618-6190 (continuing students).

          Federal Work Study (FWS)

          Please contact the Financial Aid Office if you are interested in applying for FWS. The availability of positions is limited and placement is not guaranteed. Applications will not automatically carry over between terms, so be sure to check back with us at a later date if you were unable to obtain a position. If you are interested in applying for FWS, please contact the Financial Aid Office at: Financial Aid Office – 4th Floor 150 Hayes St. San Francisco, CA 94102 1-415-618-6190 Email: workstudy@academyart.edu

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